Important information about the use of our website and calculator
Last Updated: February 18, 2026
The information provided by Smart Rent or Buy ("we," "us," or "our") on smartrentorbuy.com (the "Site") is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.
The content on this Site, including but not limited to our rent vs buy calculator, blog posts, and city-specific analyses, is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice or recommendation of any sort offered or endorsed by us.
You should not take any action or avoid taking any action based solely on the information provided on this Site without first seeking professional financial advice from a qualified financial advisor. The decision to rent or buy a home is a significant financial decision that should be made after careful consideration of your individual circumstances, financial situation, and long-term goals.
Our rent vs buy calculator is designed to provide general estimates and comparisons based on the inputs you provide. The calculator uses assumptions and formulas that may not perfectly reflect your specific situation or local market conditions. Results should be used as a starting point for your analysis, not as definitive financial advice.
Factors that may affect the accuracy of calculator results include:
We strive to provide accurate and up-to-date market data, statistics, and information about housing markets across the United States. However, real estate markets are dynamic and constantly changing. Data presented on this Site may become outdated or may not reflect the most current market conditions.
We source our data from publicly available sources that we believe to be reliable, but we cannot guarantee the accuracy or completeness of third-party data. Users should verify important information with local real estate professionals, lenders, and other qualified sources before making decisions.
Our city-specific and state-specific pages provide general information about housing markets in various locations. This information is intended to give you a broad understanding of market conditions but should not be relied upon as the sole basis for housing decisions.
Local market conditions can vary significantly within cities and states. Neighborhood-level factors, school districts, amenities, and other hyperlocal considerations can dramatically affect whether renting or buying makes sense in a specific area.
Our directory of real estate agents, mortgage lenders, moving companies, and other service providers is provided as a convenience to our users. Inclusion in our directory does not constitute an endorsement or recommendation of any specific provider.
We do not verify the credentials, qualifications, or performance of listed providers. Users should conduct their own due diligence, check references, verify licenses, and make their own informed decisions when selecting service providers.
This Site may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on external websites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site. Your use of the Site and your reliance on any information on the Site is solely at your own risk.
For personalized advice regarding your specific situation, please consult with:
We make no guarantees about the outcomes of using our calculator or following any information provided on this Site. Real estate and housing decisions involve numerous variables and risks that cannot be fully predicted or controlled.
Past performance of housing markets does not guarantee future results. Market conditions, interest rates, property values, and economic factors can change rapidly and unpredictably.
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.
If you have any questions about this disclaimer, please contact us at:
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Website: smartrentorbuy.com
By using this Site, you acknowledge that you have read this disclaimer and agree to its terms. You understand that the information provided is for general informational purposes only and should not be relied upon as professional financial, legal, or tax advice.