Is it better to rent or buy in 2026?

The decision depends on interest rates, home prices, and your timeline. Generally, buying is better if you plan to stay 5-7+ years. Use our calculator to find your specific break-even point.

What is the 5% rule for renting vs buying?

The 5% rule states that unrecoverable costs of owning are roughly 5% of the home value annually (1% property tax, 1% maintenance, 3% cost of capital). If annual rent is less than 5% of the home price, renting may be cheaper.

SmartRentOrBuy

Insurance Agents in Tyler, TX

Licensed professionals who help homeowners and renters find the right property insurance coverage.

50 verified providers in Tyler, TX

Top Insurance Agents in Tyler, TX

Compare ratings, reviews, and services to find the right professional for your needs.

TIANTE TINSLEY

Tyler, TX

5.0(140 reviews)

Licensed life agent in Texas.

BECKY HAMILTON

Tyler, TX

5.0(129 reviews)

Licensed life agent in Texas.

QUINTIN GREEN

Tyler, TX

5.0(128 reviews)

Licensed life agent in Texas.

NOLAN MODJESKI

Tyler, TX

5.0(125 reviews)

Licensed life agent in Texas.

COZAD INSURANCE GROUP LLC

Tyler, TX

5.0(122 reviews)

Licensed insurance agency in Texas.

FRANKIE YORK

Tyler, TX

5.0(119 reviews)

Licensed pers lines prop and cas agent in Texas.

ALEX THEDFORD

Tyler, TX

5.0(97 reviews)

Licensed general lines agent in Texas.

JEFFERY KENDRICK

Tyler, TX

5.0(93 reviews)

Licensed life agent in Texas.

CHERRISH SLOCUM

Tyler, TX

5.0(92 reviews)

Licensed pers lines prop and cas agent in Texas.

JACOB BURKHALTER

Tyler, TX

5.0(81 reviews)

Licensed life agent in Texas.

DEVYN DORSEY

Tyler, TX

5.0(73 reviews)

Licensed life agent in Texas.

JEANNA SISLER

Tyler, TX

5.0(68 reviews)

Licensed life agent in Texas.

ROSE MUTINDA

Tyler, TX

5.0(63 reviews)

Licensed life agent in Texas.

SHELIA STEVENSON MIMS

Tyler, TX

5.0(55 reviews)

Licensed life agent in Texas.

NICOLE JENKINS

Tyler, TX

5.0(54 reviews)

Licensed life agent in Texas.

AMANDA YOUNGBLOOD

Tyler, TX

5.0(50 reviews)

Licensed life agent in Texas.

MORRIS OMOGHENE

Tyler, TX

5.0(22 reviews)

Licensed life agent in Texas.

KELLEY GOODWIN

Tyler, TX

5.0(17 reviews)

Licensed life agent in Texas.

EMMANUEL SIMS

Tyler, TX

5.0(5 reviews)

Licensed life agent in Texas.

HEALTH MARKET PLACE LLC

Tyler, TX

4.9(150 reviews)

Licensed insurance agency in Texas.

COLTON TUGGLE

Tyler, TX

4.9(148 reviews)

Licensed life agent in Texas.

CEAIRA SANDERS

Tyler, TX

4.9(147 reviews)

Licensed pers lines prop and cas agent in Texas.

GEORGE KEIR ORR, INC.

Tyler, TX

4.9(139 reviews)

Licensed insurance agency in Texas.

AMBER BAILEY

Tyler, TX

4.9(138 reviews)

Licensed pers lines prop and cas agent in Texas.

ANDREW CRUMPTON

Tyler, TX

4.9(134 reviews)

Licensed life agent in Texas.

LESNIEWSKI & PARKER LLC

Tyler, TX

4.9(130 reviews)

Licensed insurance agency in Texas.

DORATHY ANDERSON

Tyler, TX

4.9(125 reviews)

Licensed life agent in Texas.

ARIZEL CAJERO ITURBIDE

Tyler, TX

4.9(119 reviews)

Licensed pers lines prop and cas agent in Texas.

ALAN MARTIN

Tyler, TX

4.9(115 reviews)

Licensed general lines agent in Texas.

EMERSON INSURANCE AGENCY INC.

Tyler, TX

4.9(98 reviews)

Licensed insurance agency in Texas.

ALEXA VINEYARD

Tyler, TX

4.9(96 reviews)

Licensed general lines agent in Texas.

BERGFELD AGENCY, LLC

Tyler, TX

4.9(92 reviews)

Licensed insurance agency in Texas.

NORMA CARTER

Tyler, TX

4.9(90 reviews)

Licensed life agent in Texas.

OLGA LOPEZ

Tyler, TX

4.9(89 reviews)

Licensed life agent in Texas.

KRYSTAL HERNANDEZ

Tyler, TX

4.9(87 reviews)

Licensed pers lines prop and cas agent in Texas.

AIMEE HAMBY

Tyler, TX

4.9(85 reviews)

Licensed general lines agent in Texas.

TERESSA GREEN

Tyler, TX

4.9(85 reviews)

Licensed life agent in Texas.

ALAN ROSEMAN

Tyler, TX

4.9(83 reviews)

Licensed general lines agent in Texas.

ADEOLA SALAKO

Tyler, TX

4.9(82 reviews)

Licensed life agent in Texas.

ESMERALDA MARTINEZ

Tyler, TX

4.9(82 reviews)

Licensed pers lines prop and cas agent in Texas.

FMM CAPITAL LLC

Tyler, TX

4.9(74 reviews)

Licensed insurance agency in Texas.

ZAKARIA BRADLEY

Tyler, TX

4.9(70 reviews)

Licensed life agent in Texas.

JAZMINE SANDERS

Tyler, TX

4.9(68 reviews)

Licensed life agent in Texas.

ELIZA MERCADO

Tyler, TX

4.9(66 reviews)

Licensed pers lines prop and cas agent in Texas.

COLLIN EVERITT

Tyler, TX

4.9(66 reviews)

Licensed life agent in Texas.

KEYSHAWN KYLE

Tyler, TX

4.9(65 reviews)

Licensed life agent in Texas.

ELVEN WALKER

Tyler, TX

4.9(64 reviews)

Licensed life agent in Texas.

CLAYTON NANGWIYA

Tyler, TX

4.9(59 reviews)

Licensed life agent in Texas.

DUBOSE INSURANCE AGENCY, LLC

Tyler, TX

4.9(58 reviews)

Licensed insurance agency in Texas.

CHRISTA LEE

Tyler, TX

4.9(49 reviews)

Licensed life agent in Texas.

Not Sure If You Should Rent or Buy in Tyler, TX?

Use our advanced calculator to analyze the true costs and see which option makes more financial sense for your situation.

View Tyler, TX Market Analysis